:root{--ink:#28212b;--muted:#6e6470;--paper:#fffaf7;--card:#fff;--rose:#9f4665;--rose2:#7d304e;--blush:#f7e8ed;--sage:#dfe9e1;--line:#eadde1;--gold:#b88b4a;--shadow:0 18px 55px rgba(65,38,52,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.68}
a{color:var(--rose2);text-decoration-thickness:1px;text-underline-offset:3px}img{max-width:100%}.wrap{width:min(1120px,calc(100% - 36px));margin:auto}
.topbar{font-size:.84rem;text-align:center;padding:8px;background:#332a35;color:#fff}.topbar a{color:#fff}
header{position:sticky;top:0;z-index:20;background:rgba(255,250,247,.95);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{min-height:72px;display:flex;align-items:center;gap:26px}.brand{font-family:Georgia,serif;font-size:1.42rem;font-weight:700;color:var(--ink);text-decoration:none;white-space:nowrap}.brand span{color:var(--rose)}
.navlinks{display:flex;gap:18px;align-items:center;margin-left:auto}.navlinks a{text-decoration:none;color:var(--ink);font-size:.94rem}.navcta,.btn{display:inline-block;background:var(--rose);color:#fff!important;text-decoration:none!important;padding:12px 18px;border-radius:999px;font-weight:750;border:0;cursor:pointer}.navcta:hover,.btn:hover{background:var(--rose2)}
.menu{display:none;margin-left:auto;background:none;border:0;font-size:1.4rem}
.hero{padding:84px 0 62px;background:radial-gradient(circle at 80% 15%,#f2d9e2 0,transparent 32%),linear-gradient(180deg,#fffaf7,#fdf4f6)}
.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-size:.75rem;font-weight:800;color:var(--rose)}h1,h2,h3{font-family:Georgia,serif;line-height:1.13}h1{font-size:clamp(2.6rem,6vw,5.4rem);max-width:900px;margin:.2em 0}.lede{font-size:1.2rem;max-width:760px;color:var(--muted)}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.ghost{background:transparent;color:var(--rose2)!important;border:1px solid var(--rose)}
.section{padding:62px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:24px;box-shadow:0 8px 30px rgba(80,45,60,.05)}.card h3{margin-top:4px}.card p{color:var(--muted)}
.path{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}.step{padding:18px;border-radius:16px;background:var(--blush);font-weight:700}
.article{display:grid;grid-template-columns:minmax(0,760px) 280px;gap:52px;padding:52px 0}.article h1{font-size:clamp(2.3rem,5vw,4rem)}.article h2{font-size:1.8rem;margin-top:2em}.article p,.article li{font-size:1.04rem}.aside{position:sticky;top:110px;align-self:start}.note{background:var(--sage);border-radius:16px;padding:20px}.moneybox{background:#332a35;color:#fff;border-radius:20px;padding:24px;margin:28px 0}.moneybox p{color:#eee}.moneybox a{color:#fff}.chips{display:flex;gap:8px;flex-wrap:wrap}.chip{padding:7px 11px;background:var(--blush);border-radius:999px;text-decoration:none;font-size:.86rem}
footer{background:#2d2630;color:#eee;padding:48px 0;margin-top:50px}footer a{color:#fff}.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:32px}.small{font-size:.84rem;color:#b9aeb8}
.modalback{position:fixed;inset:0;background:rgba(32,24,31,.62);z-index:100;display:none;align-items:center;justify-content:center;padding:18px}.modalback.show{display:flex}.modal{width:min(620px,100%);background:#fffaf7;border-radius:26px;box-shadow:var(--shadow);overflow:hidden;position:relative}.modaltop{padding:12px 24px;background:#332a35;color:#fff;font-size:.82rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.modalbody{padding:34px}.modal h2{font-size:2.15rem;margin:.1em 0}.close{position:absolute;right:14px;top:49px;border:0;background:#f1e5e8;border-radius:50%;width:38px;height:38px;font-size:1.2rem;cursor:pointer}.modal .btn{width:100%;text-align:center;margin-top:12px}.modalfine{font-size:.78rem;color:var(--muted);margin-top:12px}
@media(max-width:850px){.navlinks{display:none;position:absolute;left:0;right:0;top:72px;background:#fffaf7;padding:20px;flex-direction:column;border-bottom:1px solid var(--line)}.navlinks.open{display:flex}.menu{display:block}.grid{grid-template-columns:1fr}.path{grid-template-columns:1fr 1fr}.article{grid-template-columns:1fr}.aside{position:static}.foot{grid-template-columns:1fr}.hero{padding-top:58px}}